A request for reconveyance is executed by the

A Deed of Reconveyance is a document that releases the lien on real property formed through a Deed of Trust, or, in some cases, a mortgage. Deeds of Reconveyance confirm the repayment of the property loan and transfer the property from the lender ("trustee"), who legally owned the property, to the borrower ("trustor") who borrowed money to purchase the property.

Once the loan is repaid, the Deed of Reconveyance is created to include details about the property – such as the party names, recorded information, and legal description – and is signed by the trustee and recorded with the county where the property is located. Once recorded, the Deed of Reconveyance legally transfers ownership of the property from the lender to the borrower.

Depending on what state the property is located in and what type of loan documents were signed, states may require that either a Deed of Reconveyance or a Satisfaction of Mortgage be filed. If you’re wondering which option you fall under, ask a lawyer.

When to use a Deed of Reconveyance:

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